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Application Process
Frequently Asked Questions
Definitions
Rate Lock-in Policy
Closing Costs
Loan Programs

Conforming Loans

  • The APR (annual percentage rate) assumes a loan amount of $150,000. And takes into consideration the Mortgage Loans of America, LLC flat fee, any points you chose and 1 day of pro-rated interest.
  • Closing costs assume the borrower is escrowing for property taxes and home owners insurance.
  • Monthly payment only includes the Principal and Interest. Home owners insurance, property taxes, private mortgage insurance (if required) are not included.
  • Rates are subject to change without notice.
  • All Loans are subject to underwriter approval, not all applicants will be approved.
Platinum Loans 
  • The APR (annual percentage rate) assumes a loan amount of $150,000. And takes into consideration the Mortgage Loans of America, LLC flat fee, any points you chose and 1 day of pro-rated interest.
  • Monthly payment only includes the Principal and Interest. Home owners insurance, property taxes, private mortgage insurance (if required) are not included.
  • Rates are subject to change without notice.
  • The interest rate quoted assumes borrowers middle credit score is at or above 710.
  • All Loans are subject to underwriter approval, not all applicants will be approved.
Gold Loans
  • The APR (annual percentage rate) assumes a loan amount of $150,000. And takes into consideration the Mortgage Loans of America, LLC flat fee, any points you chose and 1 day of pro-rated interest.
  • Monthly payment only includes the Principal and Interest. Home owners insurance, property taxes, private mortgage insurance (if required) are not included.
  • Rates are subject to change without notice.
  • The interest rate quoted assumes borrowers middle credit score is at or above 726.
  • All Loans are subject to underwriter approval, not all applicants will be approved.
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