Hard Money Loans
Hard money loans are short-term, asset-based loans designed for real estate investors who need fast access to capital. Unlike traditional mortgages, these loans are approved based on the value of the property rather than the borrower’s income or credit score.
"Fast, Flexible Funding with Hard Money Loans in Nebraska"
These loans are perfect for time-sensitive investments, such as auctions, distressed properties, or properties that require significant renovation. Speed is everything, and hard money loans can be funded in days—not weeks or months. Because hard money loans focus on the property’s value, they are ideal for borrowers who may not meet standard loan criteria. Even if your credit isn’t perfect or your income is hard to verify, you can still qualify based on the deal itself.
At Mortgage Loans of America, we specialize in helping investors in Omaha, Plattsmouth, and Grand Island secure hard money loans to capitalize on opportunities quickly and confidently. These loans are especially useful for fix and flip projects, short-term holds, or bridge financing. Whether you’re buying to renovate and resell or to refinance quickly, hard money gives you the speed and flexibility you need.
Hard money loans typically come with short repayment terms, usually 6 to 24 months, and may carry higher interest rates. However, the ability to move fast and avoid red tape often outweighs the cost for professional investors. We provide funding for a wide variety of property types—single-family homes, multifamily units, and even commercial properties—giving you room to diversify and scale your portfolio.
Renovation and construction costs can often be built into the loan, helping you finance both the purchase and rehab with a single, streamlined product. Hard money lending is also a great solution for borrowers in transition—for example, those between conventional loans or waiting on another property to sell. It can bridge financial gaps and unlock opportunities you might otherwise miss.
At Mortgage Loans of America, we tailor each hard money loan to your unique deal. We evaluate your property, your timeline, and your goals to structure a loan that makes sense for your investment strategy. We also offer pre-approvals and consultations to help you assess a deal’s viability before you make an offer—ensuring you can act with confidence and avoid costly surprises.
With local insight and deep connections in Nebraska’s real estate market, we understand the value of moving fast and making decisions based on opportunity—not just financial metrics. When traditional lenders say no, hard money loans from Mortgage Loans of America help you say yes to the right deals, at the right time, with the right funding.
